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Online Finance Now Available
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Home > Finance Options
Finance Options
Drum Stop Online Finance – Quick, Easy, Instant Decision
Now is fully automated and can all be done online

Pay For Later Finance is available on products between £300 - £5000.
Loans are available over 12, 24 and 36 Months You Can Apply Online,
Over the Phone or In store and your Decision is Instant! You just have to be Over 18.

Take it away 0% finance on products at Drum-Stop
Take it Away offers 0% Finance on Products between £300 - £2000.
You must be aged 18-25 to be eligible for the 0% over 9 Months. You can Apply Online,
Over the Phone or Instore and your Decision is Instant.

People over 25 who want to purchase an instrument for someone
Under 18 Can apply In-store only and must fill in a declaration
Saying the item is for someone under 18.



   
General Information
Finance is available to anyone over 18 and for a Value of between £300 and £5000 in association with our Credit Partners Pay4later, Moneyway and Take it Away from the Arts Council England. 
The system is paperless and utilises a digital signature meaning that there is no waiting for your agreement in the post and you even pay your deposit online meaning you get your goods as quickly as possible!

Interest Free Credit is available if you are aged between 18-25, this is the Take It Away Scheme set up by the Arts Council and allows you to spread payments over 9 Months Interest FREE. Click Here to Read More About Take it Away Finance……

For People aged over 25 or for those wanting to spread their payments longer we have 3 further finance options available.
12 Months, 24 Months and 36 Months using Pay4Later.

You Can Apply online, over the Phone or In store for all of our Finance Deals – It’s Quick, Easy and you’ll get an instant decision.


Example Finance Options
Cash Price.....................................£660.00
Deposit...........................................£66.00
Amount of Credit............................£594.00
Payable by 9 Monthly Installments....£66.00
Typical APR 0%

Cash Price.....................................£660.00
Deposit...........................................£66.00
Amount of Credit............................£594.00
Payable by 36 Monthly Installments..£21.46
Typical APR 19.5%


How to Apply
You can apply for credit in several different ways:
Visit our Website and select the items you wish to purchase. Click View Cart to go to the Shopping Cart Page and you can use the Slider to increase or decrease the amount of deposit you want to pay. Minimum Deposit is 10% and Maximum Deposit is 50%. You can see the Calculations for each of the available Finance options below. If you are happy to continue, please go to CHECKOUT, on this page Tick the Terms & Conditions Box and select Continue, Select Pay4Later as the Payment Method and choose the most suitable Finance Package and click continue. Confirm your order and follow the application process. Or You Can Call us on 0114 247 2200 or Visit us In Store.

Criteria
To apply for finance you must meet the following criteria:

  • You Must be over 18 Years of Age
  • You Must be a UK resident with at least 3 years continual address history.
  • You Must be in full time employment, unless retired or a house person with a spouse in full time employment.
  • You Must have a UK bank account capable of accepting Direct Debits.
  • The Goods must be delivered to your home address.
  • You must have a debit or credit card in your name to pay for the deposit.
  • (Don’t Forget you must be between 18-25 if you want the Take it Away 0% Finance.)

Benefits of Taking Out Finance

  • Buy The Drum Kit and Accessories and Everything you want All at once, all for a low monthly payment.
  • Select 9, 12, 24 or 36 Month Repayment Periods.
  • Choose a Higher Spec Kit for a few more pounds a month.
  • You can include Build & Tune, Accessories, Spare Parts and even the Delivery Cost.
  • You Can spread the Cost of the Payments longer to reduce you monthly payment.
  • One Stop Shopping – No Need to go to the Bank or Sign anything, It’s all automated!!
  • Keep your Cash Close by for Day to Day Expenses.
  • Fixed Repayments – Your Payments are fixed for the duration of the contract allowing you to budget more effectively.
  • If between 18 – 25 you benefit from spreading the payment over 9 months Interest Free.

FAQ’s

How Much Can I Borrow?
Between £300 - £5000

Is a Deposit required?
Yes A Minimum of 10% and a Maximum of 50% to be paid during the Application Process.

How are my Monthly Payments Paid?
Directly from your nominated bank account. The first payment is due One Month after the date of the Finance Agreement and subsequent payments will be due on that date each month.

What Can I Purchase?
Anything from our website with a total order value of at least £300 and to a maximum of £5000. Take it Away Maximum is £2000.

What Length of Repayment is Available?
You can Choose 9, 12, 24 or 36 Months.

How do I Apply?
You Can apply directly on our website, by calling us or by visiting our store.

Can I Pay My Agreement off Early?
Yes You Can, on your Credit agreement that you will receive after the Finance is Set up and Running you will receive details of How to Pay off your Finance Early. You will need to Contact Money Finance Directly to do this, all details will be available on your paperwork. Your settlement figure and date is calculated inline with the Consumer Credit Act.